Cyprus Residence & Greece Golden Visa for Families
Acquire qualifying property in Cyprus or Greece and secure residency for your whole family. Cyprus grants permanent residence in Cyprus with low physical-presence requirements; Greece grants a renewable 5-year permit with Schengen travel access. We handle every step of the process.
Four Reasons People Get a Golden Visa
A Golden Visa isn't just a visa — it's a key. It opens doors that most people don't even know exist. Here's what our clients actually use it for:
Travel freely across the 29-country Schengen area with a Greek residence permit. Cyprus permanent residency adds Schengen travel on Cyprus accession.
Residency in an EU member state can let your children study at European universities on local-student terms in many cases.
Residency in an EU member state can make opening personal and business bank accounts across Europe more straightforward.
Depending on location, structure, market conditions and permitted rental use, a qualifying property may generate rental income or long-term capital value. Rental income is not guaranteed.
Greece Golden Visa
5-Year Renewable Greek Residence Permit Through Property Investment
Greece investment properties →
Greece offers one of the most established investment-residency programmes in Europe. You invest in qualifying property, secure a Greek residence permit for your family, and it renews every five years with no minimum-stay requirement. You don't even have to visit.
Key Benefits
Investment Options
Not sure which area qualifies? We match you with the right property based on your budget and goals.
Zone guide: which threshold applies to your property?
- ✦ €800K: the municipal areas of Athens, Thessaloniki, Mykonos, and Santorini — including Attica and their surrounding municipalities
- ✦ €400K: standard residential investment in non-premium regions and smaller islands (population 3,100 or under). Islands over 3,100 residents and premium zones fall in the €800K tier — the exact zone is confirmed in due diligence
- ✦ €250K (special cases): approved commercial-to-residential conversions and historic/industrial building restorations — regardless of location
- ✦ Family: one qualifying property covers spouse, children up to 21, and parents of both investor and spouse — no additional investment required
Cyprus Permanent Residency
Cyprus Permanent Residence — Never Expires, Never Requires Renewal
Cyprus investment properties →
Cyprus gives you something Greece cannot: permanent residency. Acquire a qualifying property once — and your Cyprus residency holds for life. The card is renewed every 10 years (like a passport), but your right to stay never expires.
Key Benefits
Investment Options
Additional requirement: Applicants must demonstrate secured annual income of at least €50,000, increased by €15,000 for a spouse and €10,000 for each dependent child, subject to current programme rules and legal review.
Real total cost: what to budget beyond the property price
- ✦ VAT: 19% on new residential property — reduced to 5% for your first primary residence on the first €350K of value
- ✦ Transfer fees: 3–8% of property value — waived when VAT has been paid on the transaction
- ✦ Legal & conveyancing: typically €5,000–€15,000 depending on transaction complexity
- ✦ Government application fee: €500–€2,000 per application
- ✦ Rule of thumb: budget 15–20% above the property price for all fees combined — we provide a full breakdown before you commit
Cyprus or Greece — Which Route Fits You
Two credible EU residency programmes with different strengths. Cyprus is our primary hub for families building a permanent European base; Greece suits investors prioritising immediate Schengen mobility and Greek property.
| Programme | CyprusPrimary hub | GreeceSecondary route |
|---|---|---|
| Status | Permanent — indefinite, never expires | 5-year residence permit, renewable |
| Minimum investment | €300,000 in qualifying property | €250,000 (special) / €400,000 / €800,000 by zone |
| Income requirement | €50,000 + €15,000 spouse + €10,000 / child | None — investment-based |
| Physical stay | Visit once every 2 years | No minimum stay |
| Schengen travel | On Cyprus’s Schengen accession | Immediate access |
| Family included | Spouse + children under 18 | Spouse, children under 21, dependent parents |
| Route to citizenship | Subject to actual residence & naturalisation rules | 7 years legal residency + integration |
| Best for | Permanent European base, company & banking hub | Schengen mobility + Greek property exposure |
Figures are indicative and subject to current programme rules, due diligence and government approval. Work rights, tax residence and citizenship outcomes depend on your personal circumstances — book a confidential call for advice on your situation.
Important: Residency does not automatically create tax residence, citizenship eligibility, the right to work in other EU states, or bank-account approval. Schengen travel applies to short stays only (up to 90 days in any 180). All of these depend on your personal circumstances, physical presence, local law and authority or bank review. Investment thresholds and qualifying status are confirmed by local legal counsel before purchase; rental income is not guaranteed.
Greek Golden Visa eligibility depends on a property’s location, category, size, legal status and current programme rules, and must be confirmed by Greek legal counsel before reservation or purchase.
What We Do — and What We Don’t
Clarity matters in a regulated advisory business. Here is exactly where Accenica acts, and where licensed partners and the relevant authorities take over.
What we do
- Coordinate Cyprus PR and Greece Golden Visa applications end to end
- Run qualifying-property due diligence through licensed Cypriot and Greek lawyers
- Prepare investor, family and source-of-funds files to authority standard
- Confirm the applicable investment tier in writing before you commit
What licensed partners & authorities do
- We are a private advisory firm — immigration filing is handled by licensed local lawyers
- We do not guarantee approval; the relevant authority makes the final decision
- A residence permit is not citizenship, and does not by itself grant the right to work across the EU
- We do not present any property as Golden Visa qualifying before legal confirmation