Invest in Europe

EU Residency for Your Whole Family

Buy a qualifying property in Cyprus or Greece and the government grants you the right to live, work, and travel freely across the European Union — for you, your spouse, and your children. We handle every step of the process.

Four Reasons People Get a Golden Visa

A Golden Visa isn't just a visa — it's a key. It opens doors that most people don't even know exist. Here's what our clients actually use it for:

🛂 Travel without visas
Live in Europe and travel to 29 Schengen countries freely. No more visa runs, no more embassy queues.
🏫 Your children study in the EU
EU residency means your kids can attend European universities at local student rates — saving tens of thousands per year.
🏦 Open a European bank account
EU residency makes it dramatically easier to open personal and business bank accounts across Europe.
🏠 Your property pays you back
The property you buy to get the visa also earns rental income while you hold it. You pay for the visa — the property pays you back.
29 Schengen Countries
7 Years to EU Citizenship (Greece, with residency)
0 Days Min. Stay per Year (Cyprus)
EU Member State — Full Schengen Access

Greece Golden Visa

5-Year Renewable EU Residency Through Property Investment

Greece Golden Visa — Athens

Greece offers one of the most popular investment visas in the world — and for good reason. You invest in property, get EU residency for your family, pay zero attention to it for 5 years, then renew. You don't even have to visit.

Key Benefits

Travel to 29 Countries — No Visa Schengen Area access from day one. Visit, work, or transit without any visa paperwork.
Your Whole Family Is Included Spouse, children up to age 21, and parents of both investor and spouse are all covered in one application.
No Minimum Stay Required You don't have to visit Greece to keep your residency. Own the property — keep the visa.
Path to Full EU Citizenship After 7 years of actual residency in Greece, you can apply for a Greek passport — one of the most powerful in the world.
Rent It Out While You Hold the Visa Your investment property earns rental income. Airbnb-style short-term lets are restricted, but annual rental is fully permitted.

Investment Options

€800,000 Real estate in high-demand areas: Athens, Thessaloniki, Mykonos, Santorini
€400,000 Real estate in all other Greek regions
€250,000 Commercial-to-residential conversion or historic property restoration
€400K–€800K Government bonds, corporate bonds, shares, bank deposits, or mutual funds

Not sure which area qualifies? We match you with the right property based on your budget and goals.

Zone guide: which threshold applies to your property?

  • €800K: the municipal areas of Athens, Thessaloniki, Mykonos, and Santorini — including Attica and their surrounding municipalities
  • €400K: all other Greek regions — including most islands: Crete, Corfu, Rhodes, Samos, Ithaca, Kefalonia, and Peloponnese
  • €250K (special cases): approved commercial-to-residential conversions and historic/industrial building restorations — regardless of location
  • Family: one qualifying property covers spouse, children up to 21, and parents of both investor and spouse — no additional investment required

Cyprus Permanent Residency

Permanent EU Residency — Never Expires, Never Requires Renewal

Cyprus Permanent Residency — Limassol Seafront

Cyprus gives you something Greece cannot: permanent residency. Buy a qualifying property once — and you have EU residency rights for life. The card is renewed every 10 years (like a passport), but your right to stay never expires.

Key Benefits

Permanent — For Life Unlike the Greece visa (which renews every 5 years), Cyprus gives you permanent residency that never expires. One application, done forever.
Path to EU Citizenship After 5 years of actual residency in Cyprus, you can apply for Cypriot citizenship — an EU passport valid for life.
Healthcare, Schools, Services As a Cyprus resident, you and your family access the Cypriot healthcare system and international schools.
Visit Once Every Two Years You don't need to live in Cyprus. Just visit once every 24 months to maintain your residency card.

Investment Options

€300,000+ Residential property purchase (+ VAT)
€300,000+ Commercial property investment (+ VAT)
€300,000 Share capital in a Cypriot company employing at least 5 people
€300,000 Units in an approved collective investment scheme (e.g. AIF)

Additional requirement: Applicants must demonstrate secured annual income of at least €50,000 from abroad (including €5,000 per dependent family member).

Real total cost: what to budget beyond the property price

  • VAT: 19% on new residential property — reduced to 5% for your first primary residence on the first €350K of value
  • Transfer fees: 3–8% of property value — waived when VAT has been paid on the transaction
  • Legal & conveyancing: typically €5,000–€15,000 depending on transaction complexity
  • Government application fee: €500–€2,000 per application
  • Rule of thumb: budget 15–20% above the property price for all fees combined — we provide a full breakdown before you commit

Why Use Accenica for Your Residency?

We Know Greece and Cyprus Cold

Our advisors live and work in both countries. We know which properties qualify, which lawyers are fast, and which government offices to avoid.

We Handle Everything

Property search, due diligence, contract, lawyers, application, submission. You don't deal with a single form — we do it all.

We Match You to the Right Programme

Not everyone needs a visa. Not everyone needs Cyprus. We listen to your situation and recommend what actually makes sense for you.

No Hidden Fees, No Surprises

We quote you the full cost upfront — our fee plus all government fees. No invoices appearing out of nowhere.

Start Your EU Residency Journey

Book a free 30-minute call. We'll tell you exactly which programme fits your budget and goals — and give you a clear timeline from start to residency card in hand.