Accenica Services

European Company, Banking & Wealth Structuring

Accenica coordinates company formation, banking preparation, residency applications and private wealth structures through one confidential advisory relationship.

Private advisory firm· Not a bank· Not a law firm· Licensed partners· No approval guarantees· Full KYC documentation
01

Register Your Company in Europe

A European company opens doors: EU market access, credible banking, and international reputation — usually ready in 2–3 weeks. Get Started Full details →

Whether you’re a freelancer, an entrepreneur, or a business owner looking to expand into Europe — a properly registered European company changes everything. Cyprus and Greece offer mature, English-friendly legal systems within the EU single market. We handle the paperwork, the registration, the bank account, and the compliance — you focus on your business.

EU Full member jurisdiction
2–3 wks Company ready
2011 Accenica established
EN English business culture
🇨🇾

Cyprus Company

The most popular choice. EU jurisdiction, English common-law tradition, straightforward administration, and a respected international reputation. Suits online businesses, holding companies, and investors.

🇬🇷

Greek Company

Full EU market access with operations based in Greece. Ideal if you're trading with Greek clients, employing local staff, or using the company for real estate activity in Greece.

Holding Company

Own your business, investments, and properties through a single corporate vehicle. A holding structure separates personal and operating assets, simplifies governance, and makes succession or sale considerably cleaner.

Everything Included

We handle the full process: registration, articles of incorporation, statutory registrations, registered office, company seal, and introduction to banking — all done for you.

What clients ask us

  • Cyprus timeline: name reservation → registration → statutory registrations → bank account — typically 2–3 weeks end to end
  • Greek company types: the IKE (Private Capital Company) suits most international investors — €1 minimum capital, simple administration. The AE is only needed for regulated sectors requiring €25,000+ share capital
  • Director & shareholder rules: Cyprus and Greek companies accept non-EU directors and shareholders; at least one local-resident director is typical for substance and banking.
02

Open a European Bank Account

Getting a European bank account has become very difficult. We work directly with Bank of Cyprus to get it done — for you and your company. Open an Account Full details →

Most international clients struggle to open a European bank account on their own. Banks have strict rules and the process is full of paperwork. We have established relationships with the leading banks in Cyprus and Greece — including applications involving Bank of Cyprus, where we act as an authorised banking representative — and we prepare and manage the entire application on your behalf, subject to the bank's approval.

Bank of Cyprus

Authorised Cyprus Banking Representative

Accenica acts as an authorised Cyprus banking representative and professional intermediary. We prepare, review and submit client files — KYC, source-of-funds documentation, company documents and business rationale — including applications involving Bank of Cyprus and other selected institutions. Final account approval rests entirely with the bank, subject to its compliance review and risk assessment.

Authorised Representative
  • Business bank account for your Cypriot or Greek company — ready in 2–4 weeks
  • Personal account for individuals moving to or investing in Cyprus
  • Multi-currency accounts — hold EUR, USD, GBP and more in one place
  • Online banking with international SWIFT/IBAN transfers
  • Business debit and credit cards included
  • We handle all the paperwork, KYC documents, and compliance requirements
  • Ongoing banking support — we manage issues so you don't have to

What non-residents need to know

  • Source of funds is critical: banks require documented proof of where your money comes from — payslips, sale-of-asset records, or business revenue. This is the most common rejection point for non-residents
  • Business plan required: corporate accounts need a clear description of your business model, expected turnover, and the counterparties you'll transact with
  • Timeline: a complete, well-prepared application typically clears in 2–4 weeks. Incomplete submissions routinely take 3–6 months or are rejected outright
03

Protect Your Family's Wealth with a Trust

A trust can help keep family wealth organised, private and ready for the next generation — subject to legal advice and proper implementation. Ask About Trusts Full details →

Think of a trust as a safe box for your wealth — managed by a trusted person (or company), structured for asset segregation, succession and long-term family governance — subject to legal advice and proper implementation. Cyprus is one of the leading jurisdictions in Europe for international trusts, with a mature legal framework built on English common-law principles and strong statutory protection against foreign court orders. You don’t have to be ultra-wealthy to benefit — a trust makes sense for anyone with significant savings, property, or a business.

Family Wealth Trust

Place your savings, property, or business shares into a trust. Your children inherit everything — without probate court, without legal battles, and with the certainty of a structured succession plan.

Asset Protection

If you run a business, a trust keeps your personal wealth separate. Properly structured, it can help keep personal and business assets separate — subject to legal advice, correct implementation and applicable law. Protection is not absolute.

Privacy & Confidentiality

Unlike a will (which becomes public), a trust is private. Nobody needs to know what you own or who receives it. Cyprus trusts are recognised across Europe and internationally.

Cyprus International Trust

Cyprus has one of the most established international trust frameworks in Europe — founded on English common-law principles, with statutory protection against foreign court orders and a settled legal practice going back to 1992.

05

Grow & Protect What You've Built

Whether you have €300,000 or €30 million, your money deserves a clear plan — not just a savings account. Talk to an Advisor

Wealth management simply means making sure your money works for you — not the other way around. We help you decide where to keep it, how to grow it, how to help protect it, and how to plan its transfer to your family. Most people in our position are not served by high-street banks, which is why we offer a private, personal service — the kind previously reserved for the ultra-wealthy.

  • Understand your full financial picture — where your money is and how it's performing
  • Spread risk across different asset classes: property, cash, investments, and businesses
  • Hold money in different currencies to protect against exchange rate risk
  • Set up the right legal structures so your wealth is protected if something goes wrong
  • Plan for your retirement and your children's future
  • Access curated property investment opportunities in Cyprus and Greece

Private Banking Setup

We introduce you to private banking relationships in Cyprus — accounts with dedicated relationship managers, investment products, and premium card services not available to standard customers.

Real Estate Portfolio

Property in Cyprus and Greece may offer rental-income and capital-growth potential; neither is guaranteed. We advise on selection, structure the purchase through the right entity, and help manage the asset long-term.

Legacy & Succession

What happens to your wealth when you're no longer here? We build structures — trusts, holding companies, wills — that ensure a smooth, tax-efficient transfer to your children and heirs.

Residency Through Investment

Cyprus Residence & Greece Golden Visa Through Property

Acquire qualifying property in Cyprus or Greece and secure residency for your whole family. Cyprus offers permanent residence in Cyprus with low physical-presence requirements; Greece offers a renewable 5-year residence permit with Schengen travel access. Work rights, tax residence and citizenship routes depend on the programme and your circumstances — and you don’t need to relocate to hold the residency.

⭐ Recommended — Primary Programme

Cyprus Permanent Residency

The fastest and simplest route to EU permanent residency. Once approved, it never expires. No minimum stay required.

€300,000 minimum property investment
Residency Type Permanent (never expires)
Processing Time Approx. 2–4 months
Minimum Stay Visit Cyprus once every 2 years
Family Covered Spouse + children under 18
Property Type New build from a licensed developer
Tax Rate 15% corporate (2026) • 0% inheritance
What you get
  • Cyprus permanent residence permit (card renewed every 10 years, like a passport)
  • Right to reside in Cyprus — no minimum stay
  • Access to Cypriot healthcare and education
  • Schengen travel once Cyprus completes its Schengen accession (EU member today)
  • Path to Cypriot citizenship after 7 years of legal residency
  • Your spouse and children are included automatically
Apply for Cyprus Residency →
Secondary Programme

Greece Golden Visa

5-year renewable Greek residence permit. Popular for its flexibility — you can rent out the property while holding the permit.

€400K–€800K depends on location
Residency Type 5-year renewable permit
Processing Time Approx. 3–6 months
Minimum Stay None required
Family Covered Spouse + children under 21
Standard Areas €400,000 minimum (most of Greece)
Premium Areas €800,000 (Athens, Mykonos, Santorini)
What you get
  • Greek residence permit — renewable every 5 years
  • Right to reside and study in Greece · Schengen travel access
  • Schengen Area travel for the whole family
  • Renewable every 5 years while you hold the qualifying property
  • Citizenship pathway after 7 years of actual residency in Greece
  • Property minimum 120 m² (single property, cannot combine)
Apply for Greece Residency →

How It Works — Step by Step

1
Confidential Consultation

We understand your goals — which country fits you best, what you can invest, and who needs to be on the visa.

2
Property Selection

We present qualifying properties from our portfolio. You choose — we handle due diligence and legal checks.

3
Purchase & Payment

We coordinate the purchase contract, lawyers, notary, and secure payment process. Usually takes 4–6 weeks.

4
Application Filed

We prepare and submit your full residency application — including documents, translations, and forms — on your behalf.

5
Residency Approved

You receive your residence permit. Cyprus: approx. 2–4 months. Greece: approx. 3–6 months. Your family too.

Investment Properties

Browse Our Current Portfolio

Curated properties in Cyprus and Greece — all verified, all reviewed for Golden Visa eligibility (confirmed by Greek legal counsel). From Limassol seafront apartments to Aegean hotel investments.

View Properties →

Confidential Briefings, on Request

Concise private briefings prepared for serious enquirers. Request the ones relevant to your situation — we share them confidentially after a short qualification.

Bank Account Readiness Checklist

What a bank-ready application needs in Cyprus and Greece — KYC, source of funds and timelines.

Request the Private Briefing →

Cyprus Permanent Residence Factsheet

Investment, income requirements, timelines and who is covered under one qualifying property.

Request the Private Briefing →

Greece Golden Visa Factsheet

The €250k / €400k / €800k routes, qualifying zones and family inclusion.

Request the Private Briefing →

Property Due Diligence Checklist

What legal counsel confirms before a residency-aligned property purchase.

Request the Private Briefing →

Company Formation Checklist

What you need to form a Cyprus company — and what we coordinate through licensed partners.

Request the Private Briefing →

Private Wealth Structuring Brief

Holding, trust and succession structures for international families.

Request the Private Briefing →

What We Do — and What We Don’t

Clarity matters in a trust, banking and residency business. Here is exactly where Accenica acts, and where licensed partners and the relevant authorities take over.

What we do

  • Coordinate your full European setup through one private-advisory relationship
  • Prepare KYC, source-of-funds and application files to a bank-ready standard
  • Manage company formation, banking introductions and residency filings end to end
  • Work through licensed lawyers, accountants and notaries in each jurisdiction
  • Give honest, documented assessments with clear scope, timeline and pricing

What we don’t

  • We are a private advisory firm — not a law firm or a bank
  • We do not guarantee bank-account approval; the bank decides after its own review
  • We do not guarantee government approval of any residency application
  • We do not offer tax-evasion, offshore concealment or “no-questions” structures
  • We do not cut compliance corners — every file is documented from the start

Services, Answered

How long does it take to set up a Cyprus company?

Typically 2–3 weeks end to end — name reservation, registration, statutory registrations and a banking introduction.

Can you guarantee a bank account will be opened?

No. We prepare your KYC and source-of-funds file and manage the submission through established banking relationships, but final approval always rests with the bank.

Do I need to live in Cyprus or Greece to hold residency?

No. Cyprus Permanent Residency requires only a single visit once every two years; the Greece Golden Visa has no minimum-stay requirement.

Are you a law firm?

Accenica is a private advisory firm. We coordinate licensed legal, accounting and banking partners on your behalf rather than acting as a law firm directly.

How are your fees structured?

After a free discovery call we provide a written, fixed-scope proposal with clear pricing and timelines — no hidden fees, no surprises.

Not Sure Where to Start?

Book a free 30-minute call with an Accenica advisor. We'll listen to your situation and tell you exactly what makes sense — no pressure, no jargon.

Residency vs Tax Residence: What Clients Often Misunderstand →

All Insights →