Accenica Services

Live, Work & Build Wealth in Europe

We help you open companies, bank accounts, and trusts in Cyprus and Greece. We reduce your taxes, manage your money, and get you EU residency — all in one place, explained simply.

01

Register Your Company in Europe

A European company opens doors: better banking, lower taxes, and international credibility โ€” usually ready in 2โ€“3 weeks. Get Started

Whether you're a freelancer, an entrepreneur, or a business owner looking to expand into Europe โ€” a properly registered European company changes everything. Cyprus, in particular, offers 12.5% corporate tax (one of the lowest in the EU) with access to 60+ countries through tax treaties. We handle the paperwork, the registration, the bank account, and the compliance โ€” you focus on your business.

12.5% Cyprus corporate tax
2โ€“3 wks Company ready
60+ Tax treaty countries
EU Member jurisdiction
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Cyprus Company

The most popular choice. 12.5% tax, simple accounting, EU banking access, and a respected international reputation. Perfect for online businesses, holding companies, and investors.

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Greek Company

Full EU market access with operations based in Greece. Ideal if you're trading with Greek clients, employing local staff, or using the company for real estate activity in Greece.

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Holding Company

Own your business, investments, and properties through a holding company. This protects your personal assets, reduces tax on dividends, and makes selling or passing on the business much simpler.

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Everything Included

We handle the full process: registration, articles of incorporation, tax number, registered office, company seal, and introduction to banking โ€” all done for you.

What clients ask us

  • โœฆ Cyprus timeline: name reservation โ†’ registration โ†’ tax number โ†’ bank account โ€” typically 2โ€“3 weeks end to end
  • โœฆ Greek company types: the IKE (Private Capital Company) suits most international investors โ€” โ‚ฌ1 minimum capital, simple administration. The AE is only needed for regulated sectors requiring โ‚ฌ25,000+ share capital
  • โœฆ Holding company advantage: a Cyprus holding can receive dividends from subsidiaries in 60+ treaty countries with zero or minimal withholding tax, and distribute profits to shareholders with no further Cyprus tax
02

Open a European Bank Account

Getting a European bank account has become very difficult. We work directly with Bank of Cyprus to get it done โ€” for you and your company. Open an Account

Most international clients struggle to open a European bank account on their own. Banks have strict rules and the process is full of paperwork. We have established relationships with the leading banks in Cyprus and Greece โ€” including a direct partnership with Bank of Cyprus โ€” and we manage the entire process on your behalf.

Bank of Cyprus

Official Partner โ€” Bank of Cyprus

Accenica works directly with Bank of Cyprus to open accounts for our clients โ€” both personal and corporate. Bank of Cyprus is the largest bank in Cyprus and one of the most respected institutions in the Eastern Mediterranean.

Official Partner
  • Business bank account for your Cypriot or Greek company โ€” ready in 2โ€“4 weeks
  • Personal account for individuals moving to or investing in Cyprus
  • Multi-currency accounts โ€” hold EUR, USD, GBP and more in one place
  • Online banking with international SWIFT/IBAN transfers
  • Business debit and credit cards included
  • We handle all the paperwork, KYC documents, and compliance requirements
  • Ongoing banking support โ€” we manage issues so you don't have to

What non-residents need to know

  • โœฆ Source of funds is critical: banks require documented proof of where your money comes from โ€” payslips, sale-of-asset records, or business revenue. This is the most common rejection point for non-residents
  • โœฆ Business plan required: corporate accounts need a clear description of your business model, expected turnover, and the counterparties you'll transact with
  • โœฆ Timeline: a complete, well-prepared application typically clears in 2โ€“4 weeks. Incomplete submissions routinely take 3โ€“6 months or are rejected outright
03

Protect Your Family's Wealth with a Trust

A trust keeps your money safe, private, and ready for the next generation โ€” no matter what happens. Ask About Trusts

Think of a trust as a safe box for your wealth โ€” managed by a trusted person (or company), protected from lawsuits and creditors, and designed to pass smoothly to your children or family. Cyprus is one of the best places in Europe to set up a trust, with strong legal protections and zero inheritance tax. You don't have to be ultra-wealthy to benefit โ€” a trust makes sense for anyone with significant savings, property, or a business.

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Family Wealth Trust

Place your savings, property, or business shares into a trust. Your children inherit everything โ€” without probate court, without legal battles, and without paying inheritance tax in Cyprus.

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Asset Protection

If you run a business, a trust keeps your personal wealth separate. Even if your business fails or you face a lawsuit, your family's money is protected and cannot be taken.

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Privacy & Confidentiality

Unlike a will (which becomes public), a trust is private. Nobody needs to know what you own or who receives it. Cyprus trusts are recognised across Europe and internationally.

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Cyprus International Trust

Cyprus has one of the most favourable trust laws in Europe โ€” 0% tax on trust income earned outside Cyprus, 0% inheritance tax, and strong protection against foreign court orders.

04

Smart Wealth Structuring.

We help you build the right structures across Cyprus and Europe — proper accounts, accurate reporting, and complete compliance with every authority. Discuss My Structure

Many people pay more tax than they need to simply because they don't know their options. Cyprus offers 12.5% corporate tax, 0% tax on dividends for non-residents, and 0% inheritance or wealth tax. We help you understand where you stand, structure your affairs correctly, and stay fully compliant with all tax authorities โ€” there are no hidden risks when done properly.

12.5% Corporate tax rate
0% Dividend tax (non-residents)
0% Inheritance & wealth tax
60+ Tax agreements worldwide
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International Tax Planning

We look at where you live, where you earn, and where you hold assets โ€” then build a structure that legally minimises what you pay across all countries.

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Bookkeeping & Accounting

Monthly bookkeeping, annual accounts, and tax returns โ€” handled by our team so you're always up to date and never caught off-guard by a filing deadline.

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Tax Compliance

We file everything correctly and on time โ€” VAT returns, corporate tax returns, beneficial owner registrations, and any cross-border reporting obligations.

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Personal Finance Advisory

Moving to Cyprus or Greece? We advise on how to structure your personal finances โ€” bank accounts, income, property, and investments โ€” for the lowest legal tax exposure.

Cyprus Non-Dom: 0% tax on dividends for 17 years

  • โœฆ Cyprus tax residents who are "non-domiciled" pay zero tax on dividends, interest, and most capital gains โ€” for the first 17 years of Cyprus tax residency
  • โœฆ How to qualify: spend 60+ days per year in Cyprus (and no other single country for 183+ days). You do not need to give up your existing nationality or renounce other residencies
  • โœฆ What it covers: dividends from any company worldwide, bank interest, and capital gains from asset sales โ€” making it one of the most powerful legal tax positions available in the EU
05

Grow & Protect What You've Built

Whether you have โ‚ฌ300,000 or โ‚ฌ30 million, your money deserves a clear plan โ€” not just a savings account. Talk to an Advisor

Wealth management simply means making sure your money works for you โ€” not the other way around. We help you decide where to keep it, how to grow it, how to protect it from risk, and how to make sure it reaches your family one day. Most people in our position are not served by high-street banks, which is why we offer a private, personal service โ€” the kind previously reserved for the ultra-wealthy.

  • Understand your full financial picture โ€” where your money is and how it's performing
  • Spread risk across different asset classes: property, cash, investments, and businesses
  • Hold money in different currencies to protect against exchange rate risk
  • Set up the right legal structures so your wealth is protected if something goes wrong
  • Plan for your retirement and your children's future
  • Access curated property investment opportunities in Cyprus and Greece
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Private Banking Setup

We introduce you to private banking relationships in Cyprus โ€” accounts with dedicated relationship managers, investment products, and premium card services not available to standard customers.

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Real Estate Portfolio

Property in Cyprus and Greece delivers both capital growth and rental income. We advise on selection, structure the purchase through the right entity, and help manage the asset long-term.

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Legacy & Succession

What happens to your wealth when you're no longer here? We build structures โ€” trusts, holding companies, wills โ€” that ensure a smooth, tax-efficient transfer to your children and heirs.

Residency Through Investment

Get EU Residency by Buying Property

Buy a qualifying property in Cyprus or Greece and you โ€” and your whole family โ€” receive the right to live, work, and travel freely across the European Union. You don't need to move there. You just need to own the property.

โญ Recommended โ€” Primary Programme

Cyprus Permanent Residency

The fastest and simplest route to EU permanent residency. Once approved, it never expires. No minimum stay required.

โ‚ฌ300,000 minimum property investment
Residency Type Permanent (never expires)
Processing Time Approx. 2โ€“4 months
Minimum Stay Visit Cyprus once every 2 years
Family Covered Spouse + children under 18
Property Type New build from a licensed developer
Tax Rate 12.5% corporate โ€ข 0% inheritance
What you get
  • Permanent EU residency card (renewed every 10 years, like a passport)
  • Right to live and work in Cyprus
  • Access to Cypriot healthcare and education
  • Visa-free travel within the Schengen Area
  • Path to Cypriot citizenship after 5 years of actual residency
  • Your spouse and children are included automatically
Apply for Cyprus Residency โ†’
Secondary Programme

Greece Golden Visa

5-year renewable EU residency. Popular for its flexibility โ€” you can rent out the property while holding the visa.

โ‚ฌ400Kโ€“โ‚ฌ800K depends on location
Residency Type 5-year renewable permit
Processing Time Approx. 3โ€“6 months
Minimum Stay None required
Family Covered Spouse + children under 21
Standard Areas โ‚ฌ400,000 minimum (most of Greece)
Premium Areas โ‚ฌ800,000 (Athens, Mykonos, Santorini)
What you get
  • EU residency permit โ€” renewable every 5 years
  • Right to live, work, and study in Greece
  • Schengen Area travel for the whole family
  • Renew indefinitely as long as you own the property
  • Citizenship pathway after 7 years of actual residency in Greece
  • Property minimum 120 mยฒ (single property, cannot combine)
Apply for Greece Residency โ†’

How It Works โ€” Step by Step

1
Free Consultation

We understand your goals โ€” which country fits you best, what you can invest, and who needs to be on the visa.

2
Property Selection

We present qualifying properties from our portfolio. You choose โ€” we handle due diligence and legal checks.

3
Purchase & Payment

We coordinate the purchase contract, lawyers, notary, and secure payment process. Usually takes 4โ€“6 weeks.

4
Application Filed

We prepare and submit your full residency application โ€” including documents, translations, and forms โ€” on your behalf.

5
Residency Approved

You receive your EU residency card. Cyprus: approx. 2โ€“4 months. Greece: approx. 3โ€“6 months. Your family too.

Investment Properties

Browse Our Current Portfolio

Curated properties in Cyprus and Greece โ€” all verified, all Golden Visa qualifying. From Limassol seafront apartments to Aegean hotel investments.

View Properties โ†’

Not Sure Where to Start?

Book a free 30-minute call with an Accenica advisor. We'll listen to your situation and tell you exactly what makes sense โ€” no pressure, no jargon.