Banking

European Bank Account Opening

A European bank account has become hard to open on your own. We prepare your KYC and source-of-funds package and manage the application as an authorised Cyprus banking representative, including applications involving Bank of Cyprus, subject to bank approval.

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2–4 wksTypical timeline, complete file
KYCBank-ready documentation
AuthorisedCyprus banking representative
European Banking

We Prepare the File — the Bank Decides

EU banking due diligence has tightened sharply since 2020. Non-residents and newly formed companies face extra scrutiny. We prepare your KYC and source-of-funds package and manage the application as an authorised Cyprus banking representative, including applications involving Bank of Cyprus. Final approval always rests with the bank.

Passport / identity documents
Proof of residential address
Documented source of funds
Business plan & expected turnover
Expected transaction profile
Company documents (for corporate accounts)
Tax residence information
Ultimate beneficial owner (UBO) declaration
What to expect

A complete, well-prepared application typically clears in 2–4 weeks. Incomplete submissions routinely take 3–6 months or are declined. We do not guarantee approval — what we guarantee is a clean, bank-ready file and management of the entire process on your behalf.

Before You Apply

Bank Account Readiness Checklist

Approval turns on the quality of your file. Here is what a bank-ready application generally needs — we help you assemble and present it.

✓Passport / national IDCertified copies for each signatory and beneficial owner.
✓Proof of residential addressRecent utility bill or bank statement, usually under three months old.
✓Source of funds & wealthDocumented: salary, business income, sale of assets or inheritance.
✓Business description & activityWhat the company does, its key markets and main counterparties.
✓Expected account activityAnticipated turnover, typical transaction sizes and main currencies.
✓Corporate documentsIncorporation certificate, register extracts and an ownership chart.
✓Tax identification